The free review

Five questions. Then we show you what we can’t do.

Before you book anything, this tool shows the honest scope for your exact situation — including the scenarios where our advice is “don’t hire anyone.” Your answers stay on this device. This is a demo: nothing is sent anywhere.

1. Your situation
2. Your accounts
3. Your goal
4. The honest part
5. Book it

What brings you here?

Pick the closest fit — the review sorts out the rest.

There are mistakes on my credit report Accounts, balances, or late marks that just aren’t right Someone opened accounts in my name Identity theft — accounts and collections you never opened Collections I don’t recognize Collection accounts that may be wrong, duplicated, or too old My negatives are accurate — I fell behind Real late payments or defaults from a rough stretch The debt itself is the problem Balances too heavy for the minimums, calls starting Thin or no credit — I want to build Little history, maybe just starting out or starting over Honestly, I don’t know — I need eyes on it It’s a mess and I’d like a human to look

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