The free review

Five questions. Then we show you what we can’t do.

Before you book anything, this tool shows the honest scope for your exact situation, including the scenarios where our advice is “don’t hire anyone.” Your answers stay on this device. This is a demo: nothing is sent anywhere.

1. Your situation
2. Your accounts
3. Your goal
4. The honest part
5. Book it

What brings you here?

Pick the closest fit: the review sorts out the rest.

There are mistakes on my credit report Accounts, balances, or late marks that just aren’t right Someone opened accounts in my name Identity theft: accounts and collections you never opened Collections I don’t recognize Collection accounts that may be wrong, duplicated, or too old My negatives are accurate: I fell behind Real late payments or defaults from a rough stretch The debt itself is the problem Balances too heavy for the minimums, calls starting Thin or no credit: I want to build Little history, maybe just starting out or starting over Honestly, I don’t know: I need eyes on it It’s a mess and I’d like a human to look

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