Rate shoppers, meet your data.
Northstar pulls rates from 52 Canadian lenders every four hours, matches you against every one you qualify for, and closes on the winner. No phone tag. No mystery-shop. Just the math.
// rate board
Canadian rates, live.
52 lenders · updated Apr 26, 6:35 p.m.
Best rates are for qualifying applicants with A-tier credit and 20%+ down payment. Your actual rate depends on file specifics.
// the platform
Three tools.
One unfair advantage.
01/03
rate_hunt
Continuous scan of 52 lender APIs. The moment your qualification profile matches a lower rate, you get an alert.
02/03
rate_lock
Lock in any rate for 120 days at submission. If rates drop before closing, you automatically take the lower one.
03/03
rate_intel
Bi-weekly analytics on your renewal economics: break-fee curves, rate forecasts, and penalty-neutral refi thresholds.
// lender network
52 lenders. Every term. Every credit profile.
Our lender panel covers the full A-through-private spectrum. Whatever your file looks like — clean prime, self-employed, new immigrant, bruised credit, or investment portfolio — someone on our board says yes.
// advisors
Engineers behind the rates.
Riley Chen
Principal · 11 yrs underwriting
Marcus Kowalski
Senior Advisor · ex-Big 5 BDM
Priya Haque
Self-employed specialist · 9 yrs
Jordan Tremblay
Investment portfolio lead · 13 yrs
// start
Run your rate report.
Takes 60 seconds. We’ll email you a ranked list of every lender you qualify for, with today’s rates, within 4 hours.