Pre-approval, in one screen.
Adjust the inputs on the left. We re-rank every lender in our network in real time. Lock the rate that wins — we handle the term sheet within 24 hours. No credit pull until you’ve reviewed the offer.
Meridian Credit Union
Provincially-regulated — no federal stress test on switches. Ontario only.
First National Financial
Largest non-bank lender. Broker-only channel. Smooth on tricky files.
Nesto Mortgage
Digital-first. Lowest published rates if you fit the box exactly.
ScotiaCorp Mortgage
Aggressive on portability — best if you might move mid-term.
MCAP Mortgage
Monoline favorite for self-employed T2125. Stated income up to 65% LTV.
CMLS Financial
Strong on rental property files. Up to 70% LTV on 1-4 unit rentals.
Royal BankMortgage
Big 6 prime — best rates for salaried T4 borrowers with 20%+ down.
RFA Mortgage
Smaller monoline. Aggressive on rate matches when shopped against bigger players.
BMO Direct
Cash-back promo periods make this a sleeper deal twice a year.
TDirect Mortgage
Strong on retiree income files. RRIF + pension-friendly underwriting.
Equitable Bank
Specialty B-lender. New-to-Canada, bruised credit, alternative income.
Home Trust
Specialty in self-employed declared-income programs (BFS Express).
Vancity Mortgage
BC-only. Member-owned cooperative. Patronage rebates at year-end.
Strive Capital
Self-employed specialty. Cash-flow underwriting (not declared income).
// demo data — fictional lenders, illustrative rates. real platform pulls from 52 lender APIs every 4 hrs.
