Our team
The people who read your file, and pick up the phone
Eight people in one Denver office. No call center, no hand-offs to a collections agency. If you call (720) 555-0164, one of them answers.
Leadership
The two founders still read files and take escalated calls.
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Nadia Okonkwo
Co-founder & CEO
Spent a decade in small-business credit at a community bank. Started Crescent after watching owners sign advances they could not price.
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Tom Brandvold
Co-founder & Head of Underwriting
Built the pricing bands on this site and still reads a few files a week himself. Believes every decline deserves a reason.
Underwriting
The people who decide your file, and who call with questions before your offer goes out.
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Rosa Delgado
Senior Underwriter
Reads bank statements the way a mechanic listens to an engine. Specializes in seasonal businesses and restaurants.
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Ben Achterberg
Underwriter
Handles trades, construction and equipment files. Usually the one who calls with a quick question before your offer goes out.
Funding advisors
Your first call. They explain the estimate, the guarantee and the fees before you apply.
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Keisha Lamb
Funding Advisor
Walks first-time borrowers through the estimate, the guarantee and the fee list before they apply. Will tell you when not to borrow.
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Owen Park
Funding Advisor
Works with retailers and distributors on inventory and refinancing loans, including side-by-side cost comparisons.
Servicing & compliance
After funding: payments, hardship plans, payoffs and fair-lending checks.
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Maya Sandoval
Loan Servicing Lead
Runs the team that answers when a payment is at risk. Due-date moves and short hardship plans start with her.
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Felix Hart
Compliance & Fair Lending
Audits the pricing model every quarter to make sure ZIP code, gender and ethnicity play no part in any rate.
Team members are fictional and shown with initials for this design sample.
Who you'll talk to
A real person at every stage
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Before you apply
A funding advisor
Walks through the estimate, the fee list and the personal guarantee. Tells you if a loan is the wrong move.
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While we review
Your underwriter
Reads your bank statements, may call with one or two questions, and sends the offer or an honest no with the reason.
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After funding
Loan servicing
Answers when a payment is at risk. Due-date moves and short hardship plans start with one phone call.
Have a question before you apply?
A funding advisor will walk you through the numbers, with no credit pull and no pressure.