Four financing paths. ISA for students who need flexibility. Loans for predictable payments. Upfront for the lowest total cost. Employer / WIOA when someone else covers the bill. Job guarantee on all four — outcomes are the product.
Pay upfront for the lowest total. ISA for flexibility — no payments until you're placed at $50K+. Loan for predictable monthly. Employer / WIOA when reimbursed. We lock the math; you pick the path.
Best price. No future payments. 5% discount of list. Done before bootcamp begins.
$0 upfront. 13% of pre-tax salary for up to 36 months once you make $50K+. Capped at $24K total. If you don't make $50K, you don't pay. Most popular path.
$0 upfront via Climb Credit / Skills Fund partners. Subject to credit approval. Fixed monthly payments for 60 months at 6.9% APR.
Employer reimbursement OR WIOA workforce-grant funding. Northpath is WIOA-approved in 24 states. Letter-of-support pack available for HR.
The contract. The cap. The pause. The 84-month window. ISA is the most popular path because it removes the upfront barrier — but the terms matter, and we surface them before the application.
$0 due. We absorb the cost upfront. Your only obligation: complete + actively job-search after.
13% of pre-tax salary monthly · starts 30 days after first paycheck. Under $50K · you pay $0.
Total capped at $24K. Highest earners pay slightly more than upfront tuition; lower earners pay less. Cap protects you.
Whichever comes first: 36 months total OR $24K cap. Most students hit the cap by month 24 — 30.
Pause when between jobs. Resume on next $50K+ role. 84-mo total window from graduation; after that ISA terminates.
Aligned incentives. We make money when you do. ISA forces real outcomes for our business model to work — quality + placement.
Need-based · first-gen · underrepresented · veteran · company-sponsored · pay-it- forward. Stack with ISA — scholarship reduces principal · cap reduces accordingly. Apply during the regular application; no separate scholarship application.
Household income under $50K. Approved during application · doesn't affect ISA terms (reduces principal).
Application fee waived · priority review · 1:1 first-gen alumni mentorship through cohort + job search.
Women + BIPOC + other underrepresented in tech. Combined with industry-partner sponsorships.
GI Bill eligibility on some programs · MyCAA + WIOA partnerships · full guarantee included.
Stripe, Twilio + others sponsor specific seats. Often tied to company-specific placement post-graduation.
Alumni contribute to scholarships for future students. Partial-tuition awards · grows as alumni give.
WIOA workforce funding · employer reimbursement · GI Bill · MyCAA · state workforce programs in 24 states · tax-deductible (sometimes). When someone else covers the bill — you keep the entire raise.
Federal funding for unemployed / underemployed seeking career change. Northpath WIOA-approved partner. Apply through your local workforce-development board.
Many employers reimburse education for career development. Letter-of-support + curriculum details available for HR. We pre-fill the paperwork.
Specific programs eligible. Limited; check with admissions for current eligibility list.
Up to $4,000 for spouses of active military. Northpath approved provider. Apply through MyCAA portal.
