01
A relationship, not a season
Most firms meet you once a year, in the busiest month of their calendar. We work your books every month, so tax season is a formality — not a fire drill.
00 · Ledger & Pine CPA, Guelph
The accountant you hear from all twelve months.
Most firms meet you in April, file, and disappear. We run your books, payroll, taxes, and forecasts every month on one flat price — so the numbers are ready before the decision, not after it.
- Firm fact
- 140+
- businesses on monthly plans — trades, clinics, agencies, and online stores
- Firm fact
- 92%
- of monthly clients stayed with us through last year
- Firm fact
- 0
- hourly invoices sent since 2019. Every engagement is a flat monthly price
Figures illustrative — this is a sample site.
01 · What makes this firm different
We don't do drive-through tax returns. We keep books — and relationships.
02
Flat monthly pricing, in writing
You'll never get a surprise invoice for a phone call. Every plan is a fixed monthly price with the scope written down — and we publish the ranges right on this site.
03
Advice attached to the numbers
Clean books are the floor, not the product. The point of monthly work is that when you ask “can I afford to hire?”, the answer comes from your actual numbers, this month.
02 · Services
Five services. One monthly number.
01
Monthly bookkeeping
Reconciled accounts, categorized transactions, and a tidy file you never have to think about
$495 – $1,200 / mo 02Payroll
Everyone paid correctly and on time, source deductions remitted, and year-end slips filed
$95 – $550 / mo 03Year-end & corporate tax
Compilation engagement, corporate return, and owner personal returns
$240 – $500 / mo 04Advisory
A monthly management report in plain language, a forecast that actually gets updated, and a standing call with a CPA who knows your numbers.
$600 – $1,100 / mo 05Fractional CFO
Senior finance leadership at a fraction of a hire
$3,200 – $5,500 / moRanges are real and explained on the pricing page — your exact number is fixed in writing after a free diagnostic.
03 · Industries
Deep in four verticals — on purpose.
Trades & contractors
Job costing that tells you which crews and contracts actually make money.
Clinics & health practices
Clean split of practitioner earnings, room rents, and clinic overhead.
Agencies & studios
Utilization and project margin made visible — before the quarter ends.
E-commerce
Inventory, platform fees, and multi-channel sales tax — reconciled monthly.
04 · Pricing, published
Four plans, real ranges, no “call for pricing.”
Foundations
Solo operators and young corporations that need clean books and a filed return — nothing performative.
$495 – $795 / mo
Roughly up to $350k revenue
Operator
Businesses with staff — where payroll, sales tax, and the books have to work as one system.
$895 – $1,450 / mo
Roughly $350k – $1.5M revenue
Advisor
Owners making real decisions — hiring, pricing, expanding — who want the numbers in the room.
$1,650 – $2,400 / mo
Roughly $1M – $3M revenue
Fractional CFO
Companies past ~$2M, carrying debt, raising it, or heading toward a sale — that need finance leadership.
$3,200 – $5,500 / mo
Roughly $2M+ revenue, or funded
05 · What clients say
Rated 4.7/5 by the people whose books we keep.
★★★★★ 5/5
“Three years in. The monthly report told me our maintenance contracts were carrying the install side — we repriced installs and margin is up four points. My old accountant never told me anything I didn't already know.”
★★★★★ 5/5
“Switched after a decade with a firm that billed me $80 every time I emailed. Ledger & Pine quoted one number, put it in writing, and answered every question since without a meter running. Should have moved years ago.”
06 · Owner's guides
The questions every owner asks — answered without the sales pitch.
Incorporated vs. sole proprietor: when it's actually worth it
The honest version of the incorporation decision — what changes, what it costs, and the break-even question nobody asks you.
9-min read · updated May 2026Paying yourself: salary vs. dividends, without the folklore
How owner pay really works in a Canadian corporation, why “dividends save tax” is mostly folklore, and the factors that actually decide it.
11-min read · updated June 202699 · Next step
Start with the number, not a sales call.
Two minutes of honest questions gets you a package recommendation with a real monthly range — including “you might not need us yet.” Or skip straight to a consultation.