Your options
Plan and prepare
Something urgent?
A sale date, a garnishment or a court date: tell us the date and an attorney calls back the same business day.
Start with the dateFlat fees
No hourly meter and no surprise bills. After the free consultation you get one fee in writing, and it changes only if your case changes.
A fresh start for most unsecured debt
$1,250 flat attorney fee
$250 a month for 5 months
or 5 payments of $250 before we file
Same $1,250 total. We file once the fee is paid.
Included:
Not included:
Most common for homeowners
A plan to catch up and keep your property
Most of the fee is paid through the plan
from $4,500 total attorney fee
as little as $500 before filing, the rest through your plan
Book a free consultationIncluded:
Not included:
Personal cases with business debt
For owners' personal cases
from $2,500 flat attorney fee
Subchapter V cases quoted in writing after review
Book a free consultationIncluded:
Not included:
| Item | Chapter 7 | Chapter 13 | Business owners |
|---|---|---|---|
| Free consultation | Included | Included | Included |
| Forms prepared and filed by us | Included | Included | Included |
| Attorney at the meeting of creditors | Included | Included | Included |
| Confirmation hearing | Not part of this chapter | Included | If Chapter 13 |
| Plan changes if your income changes | Not part of this chapter | One included | If Chapter 13 |
| Payment plan before filing | Up to 5 payments | $500 up front | Ask us |
| Court filing fee | Not included | Not included | Not included |
These are not our fees, but they are part of the real cost, so we list them up front.
Chapter 7 starts at $1,250 and Chapter 13 at $4,500, plus the court filing fee. Your exact fee is in writing after the free consultation, and it does not change unless the case changes.
Yes. For Chapter 7, you can pay in up to five monthly payments before we file. For Chapter 13, as little as $500 is due before filing, and the rest is paid through your plan as the court approves.
The court can let you pay the filing fee in installments. For Chapter 7, it can waive the fee if your household income is below a set level. We help you ask.
Fees shown are starting points for typical cases. Cases with more property, a business, or a creditor lawsuit inside the bankruptcy may cost more, and we tell you why in writing before you agree.
Free consultation
A 45-minute consultation in our office, by phone or by video. You'll leave knowing your options, the likely cost and the next step, even if that step is not bankruptcy.
