Banking
owned by you.
Greater Trust is a 184,000-member credit union. Member-owned cooperative · NCUA-insured · founded 1932. Free Member Checking · 4.0% APY money market · 0.5 — 1.5% lower loan rates than national averages. Profits return to members; we don't have shareholders.
- P-01
Member checking · free · no minimum
Free Member Checking · no monthly fee · no minimum balance · ATM-fee reimbursement up to $20/mo · interest-bearing balance over $1K.
- P-02
High-yield savings · 4.0% APY
Money Market Plus · 4.0% APY on balances under $25K · 4.5% APY $25K — $250K. NCUA-insured. Compare to national avg 0.40% APY.
- P-03
Auto + personal loans · member rates
Auto loans 5.49 — 9.99% APR (vs national avg 7.4 — 11%) · personal loans 8.49 — 14.99% APR. Member-owned means lower rates.
- P-04
Mortgage · purchase + refinance
30-yr fixed at 6.49% (5/6 ARM at 5.99%) · purchase + refinance + HELOC. We service all loans in-house — never sold to a third party.
