Mobile + online banking
Banking on your phone, with a real bank’s features
iOS + Android. Mobile deposit, Zelle, bill pay, transfers, card controls, FICO score tracking, instant alerts. Online banking on the web for the same — minus the camera-deposit feature.
App stats
4.7★
iOS App Store rating
12K reviews
4.6★
Google Play rating
8.4K reviews
84%
Members using mobile
<5s
Median app load time
What’s in the app
Daily banking essentials
Mobile check deposit
Snap a photo, deposit up to $10,000 per check / $25,000 per day. Funds available next business day (instant for accounts over 6 months).
Zelle send + receive
Send money to friends and family in minutes — using their email or phone number. No fees. Built into the app.
Bill pay
Schedule one-time or recurring bill payments. Many billers receive electronically (instant); paper check fallback for the rest. Free, unlimited.
Account-to-account transfers
Move money between Greater Trust accounts (instant) or to outside bank accounts (1–2 business days). Set up recurring schedules.
Card controls
Lock/unlock your debit or credit card instantly. Set per-merchant or per-category limits. Get push alerts for every transaction.
FICO score tracking
Free monthly FICO score from Experian. Trend chart, factors helping/hurting your score, comparison to national average.
Beyond the basics
What sets our app apart
Goal sub-accounts
Up to 8 named savings buckets within your savings account (vacation, emergency fund, house, etc.). Auto-transfer rules to fund each one.
Spend categorization
Transactions auto-categorized so you can see where money goes. Recategorize anything; the system learns your preferences.
Direct deposit switch
Switch your direct deposit from another bank in 3 minutes. We file the paperwork with your employer + payroll provider.
Loan + card application
Apply for personal loan, auto loan, credit card right from the app. Pre-qualify with no credit hit. Funded amounts hit your account same-day in many cases.
Cardless ATM
Use the app to withdraw cash at any owned ATM without your card. Useful when you forget your card or it’s lost.
Apple Watch + widgets
Native Apple Watch app for quick balance check + recent transactions. Home-screen widgets for iOS + Android.
Security
Built-in protections
Biometric login
Face ID, Touch ID, fingerprint. Optional alternative login PIN if biometrics fail.
Two-factor authentication
Required for sensitive actions (large transfers, bill pay setup). Authenticator app, SMS, or email — your choice.
Session timeout
Auto logout after 10 minutes of inactivity. Configurable down to 2 minutes for extra security.
Device management
See every device that’s logged into your account. Remove access to old phones. Get push alerts when a new device logs in.
Real-time fraud alerts
Suspicious transactions trigger instant push alerts. Confirm or decline in 1 tap. Most fraud caught before completion.
Federally insured
All deposits NCUA-insured up to $250K. Same protection as FDIC at a bank, regardless of how you access your money.
App questions
What members ask
- ‘Greater Trust CU’ in the iOS App Store or Google Play. Or scan the QR code in any branch.