Path 1
You live, work, worship, or study in Greater Boston
Suffolk, Norfolk, or Middlesex County. Home, job, school, or congregation: any one counts.
Become a member
Own a piece of the place for $5
One $5 share makes you a member-owner: same rates as everyone, one vote at the annual meeting, and a say in where the grants go. Here's who's eligible. Spoiler: almost certainly you.
Path 2
Someone in your family is a member
Spouse, partner, parent, child, sibling, grandparent, or grandchild of a current member, plus anyone in their household.
Path 3
Your employer is a partner organization
120+ Greater Boston schools, hospitals, nonprofits, and small businesses offer membership as a benefit. Ask HR, or just ask us.
Path 4
None of the above? Join the Neighbors Fund
A one-time $10 donation to our financial-literacy nonprofit partner makes anyone in Massachusetts eligible. The $10 goes to classrooms, not to us.
Apply in about ten minutes
Demo application: nothing is submitted or stored beyond your own browser.
- 1. Eligibility
- 2. Pick accounts
- 3. Your details
- 4. Confirmation
Welcome, almost-owner
Application GT-2026-00000 received . On the real site, a membership specialist would confirm within one business day and your $5 share would make it official. This is a demo: nothing was sent anywhere.
Does joining cost anything?
$5, and it isn't a fee, it's your share. It sits in your Share Savings, it's yours, and you get it back if you ever leave.
Do I have to switch everything?
No. Plenty of members start with just the High-Yield Savings and move the rest when the old bank annoys them enough. It usually does.
What if my credit is rough?
Membership doesn't check credit at all. Loans do, but our lenders explain every "not yet" with a path to "yes", and the education hub is free either way.