Branches + ATMs
32 branches, 5,000+ free ATMs
Every branch is staffed with people who can actually solve problems — including loan approvals, account openings, and financial advising. Most branches have Saturday morning hours.
Featured branches
A sample of our locations
Charlotte — Uptown Flagship
Get directions →Greenville — Main Street
Get directions →Asheville — Pack Square
Get directions →Knoxville — Market Square
Get directions →Raleigh — Glenwood South
Get directions →Durham — Ninth Street
Get directions →What you can do at any branch
Real authority, in person
Open new accounts
Checking, savings, business accounts, IRAs — opened in 20 minutes by a branch member services rep.
Apply for loans + close
Auto, personal, mortgage applications taken at the branch. Many can close same-day at the branch.
Talk to a financial advisor
Each region has a CFP advisor available by appointment. Free 30-minute consult once per year per member.
Notarization + safe deposit
Free notary services for members. Safe deposit boxes available at most branches starting at $35/year.
Cash deposits + withdrawals
Tellers, plus advanced ATMs that accept cash + check deposits with instant balance updates.
Saturday hours
29 of our 32 branches are open Saturday mornings. The 3 exceptions are downtown locations with smaller weekend traffic.
ATM access
Free ATM network
32 owned ATMs
At every branch and in select supermarkets across the region. Always free for members.
5,000+ partner ATMs
Through the CO-OP shared network — free for our members. Includes ATMs at 7-Eleven, Costco, and many credit unions nationwide.
55,000+ Allpoint ATMs
Surcharge-free Allpoint network access. Includes Target, CVS, Walgreens, Speedway, and more.
ATM locator in app
The app shows you the closest free ATM. Filter by ‘deposits accepted’ or ‘drive-through’.
Cash deposit ATMs
About 18 of our owned ATMs accept cash + check deposits with instant balance update.
Mobile-cardless withdrawal
Use the app to withdraw cash without your card at any owned ATM. Useful when you forget your card.
Branch + ATM questions
What members ask
- No, walk-ins always welcome for routine business. Appointments recommended for: loan closings, financial advising, opening business accounts, complex estate matters.