01
Plain numbers
Every rate and fee is published. If we can't explain a charge in one sentence, we don't charge it.
About Greater Trust
Started by teachers. Owned by neighbors.
In 1954, fourteen schoolteachers in Roslindale were tired of banks that wouldn't lend to them. So they pooled part of every payday in a church basement and lent it to each other. Seventy-two years later, the idea is the same, only bigger: 38,400 members own Greater Trust together, and every one of them gets one vote.
Greater Trust by the numbers
- member-owners
- 38,400
- in assets, all of it local
- $612M
- branches, four open Saturdays
- 5
- returned to members in 2025
- $1.1M
Fictional figures for this sample site.
Our story
Seventy-two years, one idea
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1954
A church basement in Roslindale
Fourteen schoolteachers pool part of each payday. The first loan is $85, for a colleague's dental bill.
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1971
A real counter on Washington Street
Membership opens to anyone who lives or works in Roslindale and West Roxbury. The main office still stands there.
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1988
Quincy, Dorchester, and first mortgages
Two new branches open, and members can borrow for a home without leaving the neighborhood.
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2003
Somerville, Waltham, and Main Street
Small-business banking begins with six delis, two salons, and a hardware store.
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2019
All of Greater Boston
The charter opens to Suffolk, Norfolk, and Middlesex counties, and the Neighbors Fund opens a path for everyone else.
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2026
38,400 owners, still one vote each
$612M in assets, five branches, and the same deal the teachers started with.
What we still believe
Four rules the teachers would recognize
02
Local decisions
Loans are decided in Roslindale by people who know the neighborhoods, not by a scoring server three time zones away.
03
One member, one vote
Whether you keep $50 or $500,000 with us, your vote at the annual meeting counts the same.
04
Profits go home
Earnings come back as better rates, lower fees, grants, scholarships, and free classes.
The people
The people behind the counter
About 140 staff across five branches. No sales quotas on tellers and no commission on rates, so the person helping you has no reason to sell you anything you don't need.
Work with us
-
Dolores Fiore
President and CEO · Roslindale
Started as a teller in 1991. Still works the counter one Saturday a month.
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Marcus Bellamy
Chief Lending Officer · Roslindale
Ask him about first-time buyer programs and why rates are never negotiated.
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Thu Nguyen
Branch Manager · Dorchester
Runs the Money Basics classroom schedule. Speaks Vietnamese and English.
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Priya Raman
Member Experience Lead · Quincy
Leads the fraud-watch concierge team for Legacy Checking members.
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Kevin O'Brien
Business Banking Officer · Waltham
Knows more about walk-in coolers and delivery vans than he ever planned to.
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Ana Lucía Reyes
Financial Educator · Somerville
Teaches the scam-awareness session that always fills first. Speaks Spanish and English.
Names and roles are fictional for this sample site. The group photo is a stock image.
How it's governed
Members elect the board. Directors aren't paid.
9 volunteer directors set direction and hire the CEO. Directors are members elected by members. They serve as volunteers, are unpaid, and serve three-year terms. The annual meeting is held on the second Thursday of April, and every member gets one vote, whatever their balance.
What members vote on
- Who sits on the volunteer board of directors
- The shortlist for Neighborhood Grants, three times a year
- The Storefront Starter awards for new local businesses
- Where branch number six opens (Medford, Hyde Park, or Framingham)
A real credit union is regulated and examined by its chartering authority, and member deposits are federally insured. Greater Trust is fictional, so none of that applies to this sample site.
Your $5 buys the same vote as everyone's
Join online in about ten minutes, or stop by any branch. Then come to the annual meeting and tell us what to do next.