The account-match quiz
Two minutes to your bundle
No email required, nothing saved beyond your own browser. Answer three questions and we'll match you to an account bundle — with the big-bank comparison math shown, not implied.
Welcome back — you matched with a bundle last time.
Your match
The Campus Bundle
Zero fees while you're building from zero
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Student Checking
$0/mo, no fees of any kind, converts free at 25
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High-Yield Savings
no minimum, nickname your goals
3.10% APY
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Share Savings
your $5 ownership share — one member, one vote
Why this bundle: Every dollar is doing a job right now, so the bundle charges you nothing and pays real interest on whatever you can set aside.
The same year at a typical big bank
| Line item | Greater Trust | Typical big-bank offer | Your difference |
|---|---|---|---|
| Checking fees / year | $0 | $12 × 12 = $144 | +$144 |
| Interest on $1,500 saved | 3.10% ≈ $47 | 0.45% ≈ $7 | +$40 |
| First-year difference | kept in your pocket, not a shareholder's | ≈ $184 | |
Illustrative, as of July 2026 — simple interest on an assumed $1,500 balance, fee waiver assumed met where noted. “Typical big bank” figures are illustrative composites for this fictional demo — not quotes from any real institution.
Your match
The Fresh Start Bundle
First paychecks deserve better than a $12 fee
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Everyday Checking
$0/mo, early payday, instant card lock
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High-Yield Savings
payday auto-sweep builds the cushion
3.10% APY
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Share Savings
your $5 ownership share — one member, one vote
Why this bundle: No-fee checking plus an automatic payday sweep is the quiet engine of a first emergency fund — you save before you can spend it.
The same year at a typical big bank
| Line item | Greater Trust | Typical big-bank offer | Your difference |
|---|---|---|---|
| Checking fees / year | $0 | $12 × 12 = $144 | +$144 |
| Interest on $5,000 saved | 3.10% ≈ $155 | 0.45% ≈ $23 | +$133 |
| First-year difference | kept in your pocket, not a shareholder's | ≈ $277 | |
Illustrative, as of July 2026 — simple interest on an assumed $5,000 balance, fee waiver assumed met where noted. “Typical big bank” figures are illustrative composites for this fictional demo — not quotes from any real institution.
Your match
The Family Bundle
One app, the whole household
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Premier Checking
$8/mo waived with $2,500 balance or $1,000/mo direct deposit; 0.35% APY
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High-Yield Savings
shared goals — camp, car, holiday
3.10% APY
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First Nest Youth Savings
4.00% APY on each kid's first $1,000
Why this bundle: Family money moves fast. Premier's waiver is built for household deposits, and the kids get an account that makes saving visible.
The same year at a typical big bank
| Line item | Greater Trust | Typical big-bank offer | Your difference |
|---|---|---|---|
| Checking fees / year | $0 | $12 × 12 = $144 | +$144 |
| Interest on $8,000 saved | 3.10% ≈ $248 | 0.45% ≈ $36 | +$212 |
| First-year difference | kept in your pocket, not a shareholder's | ≈ $356 | |
Illustrative, as of July 2026 — simple interest on an assumed $8,000 balance, fee waiver assumed met where noted. “Typical big bank” figures are illustrative composites for this fictional demo — not quotes from any real institution.
Your match
The Homeowner Bundle
For the down payment — and everything after the keys
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Everyday Checking
$0/mo home base for the mortgage autopay
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High-Yield Savings
down-payment or repair fund, withdraw anytime
3.10% APY
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12-month Share Certificate
lock money you won't need this year
4.05% APY
Why this bundle: Split house money in two: a certificate locks the part with a date on it at a higher rate, while savings keeps the rest reachable.
The same year at a typical big bank
| Line item | Greater Trust | Typical big-bank offer | Your difference |
|---|---|---|---|
| Checking fees / year | $0 | $12 × 12 = $144 | +$144 |
| Interest on $12,000 saved | 3.10% ≈ $372 | 0.45% ≈ $54 | +$318 |
| First-year difference | kept in your pocket, not a shareholder's | ≈ $462 | |
Illustrative, as of July 2026 — simple interest on an assumed $12,000 balance, fee waiver assumed met where noted. “Typical big bank” figures are illustrative composites for this fictional demo — not quotes from any real institution.
Your match
The Legacy Bundle
Simpler, safer, and it still earns
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Legacy Checking 55+
$0/mo, free checks and notary, fraud-watch concierge
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High-Yield Savings
liquid reserve at a real rate
3.10% APY
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Certificate ladder
12/24/36-month rungs, one matures every year
up to 4.05% APY
Why this bundle: A ladder of certificates gives steady, predictable interest with a rung maturing every year — and the concierge watches for fraud with you.
The same year at a typical big bank
| Line item | Greater Trust | Typical big-bank offer | Your difference |
|---|---|---|---|
| Checking fees / year | $0 | $12 × 12 = $144 | +$144 |
| Interest on $25,000 saved | 3.10% ≈ $775 | 0.45% ≈ $113 | +$663 |
| First-year difference | kept in your pocket, not a shareholder's | ≈ $807 | |
Illustrative, as of July 2026 — simple interest on an assumed $25,000 balance, fee waiver assumed met where noted. “Typical big bank” figures are illustrative composites for this fictional demo — not quotes from any real institution.
Because of what you told us
Add: talk to a mortgage advisor early
A 30-minute pre-approval chat tells you your real budget. First-time buyers can trim up to $2,000 off closing costs.
Add: the TrustLine Card
12.49%–17.49% variable APR with free balance transfers in your first 90 days — a lower rate beats rewards when balances roll over.
Add: First Nest Youth Savings
4.00% APY on each child's first $1,000, plus a birthday match. Kids who watch a balance grow become adults who save.
Add: a share-certificate ladder
Spread savings across 12-, 24-, and 36-month certificates (up to 4.05% APY) so a rung matures every year.
Worth a look: the TrustLine Card
You said balances sometimes roll over — the math says a 12.49%–17.49% APR card beats any 1.5% rewards program.
You like branches — here are your five
Roslindale, Quincy, Somerville, Waltham, Dorchester — real counters, Saturday hours at four of them.
Phone-first? Tour the app
Deposit checks, lock cards, name your savings goals — the branch is optional, the app isn't an afterthought.
Like the fit?
Your picks carry straight into the membership application — it'll pre-check these accounts for you.