Fee-only fiduciary · Boston · Since 1998 Client portal login
Service 04 of 04
The plan should outlive its authors
We make sure the documents your attorney drafts match how your accounts are titled and who your beneficiaries are. Then we help the next generation understand the plan.
Is this you?
How it works
Every engagement follows the same rhythm, so you always know what happens next and why. The full five-step process is on our approach page.
After a client passed, her daughter's first call was to us. Not because anything was complicated, but because nothing was: the documents, titles, and beneficiaries all said the same thing.
A composite example for this sample site. Details changed, arithmetic kept honest.
Your will, trusts, powers of attorney, and every beneficiary form, in one place.
We check that titles and beneficiaries match what the documents actually say.
We help retitle accounts and update forms, working alongside your attorney.
Family meetings, on your terms, so heirs know where things are and why.
We check again after every birth, death, marriage, divorce, or move.
A plain checklist
Documents say who should inherit. Titles and forms decide who actually does. Here is what we compare.
Most estate surprises aren't drafting mistakes. They're forms nobody updated. The check takes an afternoon and saves a family months.
General education only, not legal advice. Your estate attorney decides how your documents should read.
Who leads this work
Daniel's main focus: estate and beneficiary alignment. Every family also has a second advisor who knows the plan. Meet the team
We are not a law firm and don't draft documents. Your estate attorney does that, and we make sure your accounts follow through on what they wrote.
Wealth management clients get all four services for one tiered fee. As an example, a household with $1,500,000 would pay $12,250 a year under our sample schedule. Planning only? Foundations planning is a flat $4,800 a year.
The full fee scheduleCommon questions
More answers on fees, custody, and how we work are on the full FAQ.
No. Your estate attorney drafts them. We make sure your accounts and beneficiary forms match the documents, and we can suggest attorneys if you need one.
For many accounts, like retirement plans and life insurance, the beneficiary form usually decides who inherits, even if the will says something else. An old form can quietly undo a new will.
Yes. Many families bring adult children to a meeting once the plan is in place. You choose what gets shared and when.
One plan, four disciplines
The plan is the product
A living plan, tested in scenarios, for retirement readiness, education funding, big purchases, and the what-ifs in between. We revisit it every year instead of printing it and shelving it.
How it works: Financial planningDiversified, low-cost, disciplined
Globally diversified portfolios built from low-cost funds, sized to your plan rather than to a market forecast, and rebalanced with discipline instead of adrenaline.
How it works: Investment managementIt's what you keep that compounds
We work with your CPA so the plan, the portfolio, and the tax return act like one strategy: asset location, withdrawal order, Roth conversions, and charitable timing.
How it works: Tax coordinationNot investment advice. Cornerstone Capital is a fictional firm on a sample site. Examples are hypothetical and for illustration only; investing involves risk, including possible loss of principal.
The first step is free
Forty-five minutes, no fee, no obligation. Bring the question that sent you to this page, and we'll tell you honestly whether we can help.