16 client-services associates
Each senior advisor has 2 — 4 associates supporting the family file. They know your name, your accounts, and the running list of open items.
ACCOUNT 0001FOLIO VTHE TEAM · 5 ADVISORS · 22 STAFF
21 YR MEDIAN TENUREFive advisors.
Twenty-two staff.
Every client family has a primary advisor, but the model is team-based — you have access to the firm's collective expertise on every decision. Senior advisor tenure: 21 years median. The advisor who sits across from you at the introduction will still be there at year ten.
ACCOUNT 0001FOLIO V.0TENURE · BY THE NUMBERS
VS. 4 — 6 YR INDUSTRY AVG
21 yrVS. 4 YR INDUSTRY
MEDIAN ADVISOR TENURE
22ALL FULL-TIME
STAFF · 5 ADVISORS
14 yrASSOCIATES + OPS
MEDIAN SUPPORT TENURE
0LAST 4 YR
ADVISOR TURNOVER
ACCOUNT 0001FOLIO V.IFOUNDER · MANAGING PARTNER · FOUNDER · 1998
CFP® · CFA
I.
FOUNDER · MANAGING PARTNER
Alexander Holt.
Lead advisor for senior-most client families. Member: NAPFA, FPA, CFA Institute.
Founded Cornerstone in 1998 after seven years at a wirehouse where the conflicts kept getting in the way of the work. Built the firm around the premise that the engagement letter should be the entire deal — no back-end commissions, no proprietary funds, no incentive that wasn't visible to the client. Twenty-eight years later, the practice is the same.
ACCOUNT 0001FOLIO V.IIPARTNER · TAX + ESTATE · JOINED 2000 · 26 YR
CFP® · CPA
II.
PARTNER · TAX + ESTATE
Andrea Reyes.
Brings tax-attorney depth to the wealth-planning practice. Co-author of two papers on tax-aware investing.
Joined Cornerstone in 2000 from a Big Four tax practice. Andrea is the reason our tax-coordinated rebalancing saves clients ~$840K aggregate annually in capital-gain taxes. She co-authored two papers in the Journal of Financial Planning on tax-loss harvesting in volatile markets; both still cited.
ACCOUNT 0001FOLIO V.IIIPARTNER · BUSINESS OWNERS · JOINED 2005 · 21 YR
CFP® · CFA
III.
PARTNER · BUSINESS OWNERS
Marcus Park.
Lead on business-owner engagements. Sale planning, ESOPs, succession. Former private-equity associate.
Marcus joined in 2005 from a mid-market PE firm. Twenty-one years later, he's the partner most business-owner clients work with. He's coordinated 14 IPO-related engagements in five years and at least eight family-business sale transitions. The pre-sale tax structuring conversation usually starts three to five years ahead of the actual sale.
ACCOUNT 0001FOLIO V.IVSENIOR ADVISOR · RETIREMENT · JOINED 2012 · 14 YR
CFP® · RICP
IV.
SENIOR ADVISOR · RETIREMENT
Sarah Whitfield.
Specializes in pre-retirees and retirees. Behavioral-finance focus on the transition decade.
Sarah is the advisor most clients within 5 years of retirement work with. Her behavioral-finance background — a master's research project on retirement-transition stress — shaped how she runs the spring planning meeting. She joined in 2012 and has guided 60+ households through the transition decade since.
ACCOUNT 0001FOLIO V.VDIRECTOR OF INVESTMENTS · JOINED 2012 · 14 YR
CFA · MIT BS Finance
V.
DIRECTOR OF INVESTMENTS
Priya Bhat.
Leads the investment committee. Manager research, portfolio construction, market analysis.
Priya runs the investment committee that meets monthly. She did manager research at a fund-of-funds for six years before joining Cornerstone in 2012. Most clients don't interact with her directly; she's the reason their portfolios are constructed the way they are. The 0.18% average expense ratio across managed assets is her work.
ACCOUNT 0001FOLIO V.VISUPPORT TEAM · 17 STAFF
ASSOCIATES + OPS + COMMITTEE
The
support team.
Beyond the five advisors, seventeen support staff. Each senior advisor has 2 — 4 client-services associates supporting the family file. They know your name, your accounts, the running list of open items. The work isn't just the advisor.
Operations + compliance
3 ops + 1 compliance officer. Handles trade execution, custodian coordination, Form ADV filings, and the annual SEC examination.
Investment committee
Priya + 2 outside CFA-credentialed managers. Meets monthly. Reviews manager performance, portfolio construction, alternative-asset access.
ACCOUNT 0001FOLIO V.VIIINTRODUCTION · MEET YOUR ADVISOR
