We bill insurance directly.
Most patients pay nothing at the chair for cleanings and exams — we submit the claim, you pay only what's left after coverage. We accept every Canadian dental insurance plan, plus the Canada Dental Care Plan (CDCP).
Every major Canadian dental insurer.
If your carrier isn't listed below, write to us — we add them constantly. Worst case, we'll submit on your behalf even without a direct-billing relationship.
We're a CDCP provider.
The Canada Dental Care Plan covers eligible Canadians without private dental insurance. We're a registered provider at all four locations — we bill Sun Life directly on your behalf and you pay only any co-pay listed in your plan letter.
CDCP eligibility →What CDCP covers at our office:
- Twice-yearly cleanings + exams
- X-rays as clinically indicated
- Fillings (composite, all teeth)
- Root canals on most teeth
- Extractions including wisdom teeth
- Dentures (full + partial)
- Crowns when medically necessary
- Children's sealants + fluoride
Four steps. None of them yours.
We verify before you arrive
Send us a photo of your insurance card at booking. We check your coverage, deductibles, annual limits, and any exclusions before you walk in.
We submit electronically
Predetermination for any treatment over $500 — we send the plan to your insurer first so you know exactly what they'll cover before we begin.
Direct billing at the chair
For most carriers, we submit the claim directly while you're still in chair. You pay only the patient portion (often nothing for cleanings + exams).
We chase, not you
If a claim gets denied or comes back wrong, we appeal it on your behalf. You don't write to insurers, fax forms, or sit on hold. That's our job.
The Smile Plan covers it.
Our flat-fee membership: $34/month gets you two cleanings, two exams, all routine x-rays, and 20% off any treatment. No deductible, no claim forms, no annual cap. Most members save more in their first year than they pay.
See the Smile Plan →| 2 cleanings + exams | $340 | incl. |
| Annual x-rays | $96 | incl. |
| 20% off 1 filling | $210 | $168 |
| 20% off 1 crown | $1,180 | $944 |
| Plan dues (12 × $34) | — | $408 |
| You pay | $1,826 | $1,520 |
Send your card. We'll check coverage.
A photo of your dental card via email or SMS gets you a written summary of what your plan covers, deductibles remaining, and any pre-approval needed for treatment you're considering. Free, no obligation.
