Big room, clear money
Paying for your remodel
No deposits for work that hasn't started and no interest from us, ever. Pay in four milestones from savings or a home equity line, or ask about a home improvement loan through our lending partners.
Three ways clients pay
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01
Pay in milestones
Most clients pay from savings or a home equity line, in four milestone payments tied to real progress. No interest from us, ever.
-
02
Home improvement loan
We work with lending partners who offer fixed-rate home improvement loans. Approval and rates come from the lender, not from us.
-
03
Home equity line (HELOC)
Many clients use a line of credit from their own bank. We can give your lender the scope and payment schedule they ask for.
Four milestone payments
Each payment is tied to something you can see in your house. The last one waits until the punch list is done.
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25%
Payment 1At signing
Orders cabinets, counters, and long-lead items
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30%
Payment 2Cabinets delivered
When cabinets arrive and demolition is done
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30%
Payment 3Counters templated
When the room is closed in and counters are measured
-
15%
Payment 4Final walkthrough
Only after the punch list is complete
What would it be per month?
A rough example only, so you can think in monthly terms. Real rates, terms, and approval come from a lender, not from us.
Example monthly payment
$760
- Amount
- $60,000
- Term
- 10 years
- Example APR
- 8.99%
- Total interest
- $31,168
Example only. Not an offer of credit. Uses a standard fixed-rate payment formula; real payments depend on your lender, your credit, fees, and the term you choose.
Start with a number you're comfortable with.
Tell us your budget range at the consultation. We'll design to it and tell you honestly what it covers.