Posted prices. Direct-billed insurance.
Every rate is on this page. We don't quote one number and bill another. Most extended-health plans cover us in full — direct-billed at the front desk so you don't fight your insurer.
We bill directly.
Direct billing means we submit the claim on your behalf and accept whatever your plan covers — you only pay the gap. Most members pay $0 at checkout.
- Sun Life
- Manulife
- Canada Life
- Green Shield Canada
- Pacific Blue Cross
- Equitable Life
- Desjardins
- Industrial Alliance
- Empire Life
- ClaimSecure
- Beneva
- Johnson Inc.
Don't see your plan? Call any clinic with your insurance card — we'll check coverage in two minutes and tell you what your portion will be in writing.
No mystery codes.
All prices in CAD. HST included. Cancellations under 24h are billed at full session rate.
Do you direct-bill insurance?
Yes — we direct-bill 95% of major Canadian extended-health plans (the list above is a sample, not exhaustive). Run your card at intake; we process the claim while you book your follow-up. Most members pay $0 at checkout.
What if I don't have insurance?
Self-pay rates are listed above. We don't bury fees, change them between visits, or pad bills with mystery codes. We also have a sliding-scale pool for income-qualifying clients — talk to intake.
Is physio covered by OHIP?
OHIP-covered physiotherapy in Ontario is restricted to under-19 / over-65 / post-acute-hospital patients at a small number of designated clinics. We're not on that list. Most members use extended-health benefits, which cover us in full.
MVA / WSIB / WCB?
We bill all three directly. For motor vehicle accidents, bring your insurer's claim number and adjuster contact. WSIB requires a Form 8 from a physician — we can help you get one if needed.
Want an estimate before you book?
Email us your insurance card and we'll write back inside one business day with what you're likely to owe per session.
