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Pricing & insurance

Every number, before you commit

No "starting at," no intake fees, no cancellation fees, no surprise session charges. What's on this page is what you pay.

Showing prices billed monthly

Sanctum Core

Messaging-first therapy

$260 /month billed monthly, cancel anytime

  • A dedicated licensed therapist, matched to you
  • Unlimited text, voice-note, and photo messaging
  • Therapist responses 5 days a week
  • Guided weekly check-ins and mood tracking
  • Switch therapists anytime, free

Best for: People who process best in writing, or want support woven through the week.

Choose Core

Most popular

Sanctum Plus

Messaging + live sessions

$396 /month billed monthly, cancel anytime

  • Everything in Sanctum Core
  • 4 live 45-minute sessions per month
  • Video, audio, or live-chat — your choice, per session
  • Priority rebooking if life gets in the way
  • Session notes recap in the app afterwards

Best for: People who want a scheduled hour that's theirs, plus support in between.

Choose Plus

Sanctum Flex

Pay per session

$95 /session 50 minutes · no subscription · book as you go

  • 50-minute live video or audio sessions
  • Book one at a time — no subscription
  • Same therapist network and matching
  • Superbills provided for out-of-network claims
  • Upgrade to a plan whenever you like

Best for: People easing in, between plans, or who prefer session-by-session pacing.

Choose Flex

The math, out loud

What a week of care actually costs

Weekly cost comparison across Sanctum plans, billed monthly
Plan You pay A week of care includes Per-week equivalent
Sanctum Core $260 / month Unlimited messaging, therapist replies 5 days/week ≈ $60 / week
Sanctum Plus $396 / month Everything in Core + one live 45-min session weekly ≈ $91 / week
Sanctum Flex $95 / session One 50-min live session, booked whenever you like $95 / session
  • No signup, intake, or cancellation fees — ever
  • Pause your plan for up to 2 months, free
  • Unused Plus sessions roll over one month

Insurance

In-network? Your copay could be $0

Sanctum is in-network with a growing list of plans. Members with covered plans typically pay a $0–$35 copay per session instead of the membership price. Enter your insurer during signup and we'll show your estimated cost before you commit to anything.

Currently in-network with

  • Bluepeak Health Plans
  • Meridian Mutual
  • Cascade Benefits Group
  • Harborstone Health
  • Northlight PPO
  • Verity Employer Health

Fictional insurer names — this is a sample site.

Out of network?

We generate a monthly superbill — the itemized receipt many plans accept for out-of-network reimbursement. Members with out-of-network benefits often recover a meaningful share of their cost; your insurer can tell you exactly what yours covers.

HSA & FSA

Therapy is an eligible expense on most HSA/FSA plans, and Sanctum accepts HSA/FSA cards directly at checkout — pre-tax dollars, no paperwork.

Money should never be the reason you stop

If your circumstances change mid-plan, message support — options include pausing, moving to Core, or switching to pay-per-session. Two taps, no phone calls, no justification required.

Not sure which plan? Let the quiz do the math.

Answer three questions about budget and style — we'll suggest the plan that fits and you can change it at any point, including mid-membership.

Sample site by SearchPod