WISETACK
- RANGE$300 — $25,000
- APR0% — 36% APR
- TERMS3, 6, 12, 18, 24-month
Soft credit pull · instant decision · most popular for tank-heater swaps and leak-repair packages.
§ 00-FINANCINGPAYMENT OPTIONS
3 PARTNERS · IN-HOUSE 0% APR
Spread the work-order
over months.
Three financing partners plus an in-house no-interest 3-month split. The flat-rate quote on the work-order doesn’t change because you finance — Cascade doesn’t take a cut from the lender. We’re neutral on the payment path; we just want the receipt paid.
§ 01-PARTNERSPARTNERS · 3 OPTIONS
GREENSKY
- RANGE$1,500 — $65,000
- APR0% — 24.99% APR
- TERMS12, 18, 24, 36, 60-month
For larger jobs: trenchless sewer work, full repipe. Used by ~15% of our customers.
IN-HOUSE
- RANGE$1,000 — $10,000
- APR0% APR
- TERMS3-month split · no fee
Cascade-direct · no third party · 30/30/30 split with the third final on completion. We don't run credit; payment-card on file.
§ 02-POLICYHOW IT WORKS · PLAIN
WORK-ORDER UNCHANGED
Plain
policy.
- WHEN TO FINANCETickets above $1,000 — most water-heater, sewer, and main-line jobs.
- DO YOU CHARGE INTEREST?We don't · the lender does. We don't take a cut from financed jobs.
- DEPOSIT10% deposit standard for any financed job · waived for repeat customers.
- WORK-ORDER LOCKEDThe financed amount is the same flat rate on the work-order. Financing doesn't change the price.
- WHAT IF DECLINED?We'll work with you on the in-house split. Three months, no interest, no fee.
§ 03-SAMPLESAMPLE FINANCED RECEIPT
WO-2401-0431 · 12-MONTH WISETACK
WORK ORDER
WO-2401-0431
SERVICE
§ 02-HEATER · TANK SWAP · FINANCED
- Tank · 50-gal AO Smith$1,240
- Labor · 3.0 hr @ $145$435
- Permit + disposal$95
- Total work-order$1,770
- Wisetack · 12 mo · 0% APR$148 / mo
- Cascade fee · financing$0
QUOTE LOCKED
$148/mo12 PAYMENTS · NO INTEREST · WORK-ORDER UNCHANGED
§ 04-DISPATCHCLOSING
DECISION INSIDE 60 SEC · NO HIT TO CREDIT
