Financing
Pay over time, fixed monthly
0% APR for 12 months on most install jobs over $1,500. Multiple lenders. No money down.
Plans
Financing options
0% APR · 12 months
Most popular. Available on installs over $1,500. Approved in under 5 minutes through our partner Synchrony or Wells Fargo.
0% APR · 18 months
On installs over $5,000. Same lenders. Same fast approval.
Low APR · up to 84 months
For larger jobs (whole-house repipe, full HVAC replacement). Rates from 6.99% APR. Fixed monthly payment.
Same-as-cash · 6 months
Quick approval, smaller balances. Pay in 6 months, no interest.
PACE financing (Oregon)
Energy-efficient HVAC + water heater installs. Tax-assessment-based financing through Oregon’s PACE program.
Insurance reimbursement
If your repair qualifies for homeowner’s insurance, we provide detailed invoices for direct submission.
How to apply
Apply on-site with the tech, or pre-apply by phone before the visit. Decision in under 5 minutes. We have multiple lender partners; if one declines, we try the next.
Not all customers qualify for 0% APR plans. Approval depends on credit. Soft-pull options available without affecting your credit score.
Common questions
About financing
- Initial soft pull doesn’t affect credit. Hard pull occurs only when you accept the offer.