Available 24/7 · Free case review · No fee unless we win
New York's no-fault system pays your initial medical bills — but it caps lost wages, excludes pain and suffering entirely, and its 'serious injury' threshold decides whether you can bring a real claim at all. Insurers count on you not knowing where those lines are. We've spent two decades on the other side of that phone call.
Generally 3 years from the crash to file suit in New York — but no-fault benefits require a claim within 30 days, and cases against a city vehicle require a notice of claim within 90 days.
How we build the case
Fault — police reports, intersection cameras, event-data recorders, and witness canvassing before memories fade
Serious injury — building the medical record that clears New York's Insurance Law §5102(d) threshold
The real cost — future treatment, lost earning capacity, and the life impact adjusters leave out of their first number
Compensation
Medical bills — past and future, beyond the no-fault cap
Lost wages and reduced earning capacity
Pain, suffering, and loss of enjoyment of life
Property damage and out-of-pocket costs
Wondering about numbers? Our settlement calculator shows how claims are valued — honestly, with the math visible.
Who leads these cases
Leads the firm's motor-vehicle practice — 400+ collision cases resolved · $1.2M rideshare passenger settlement (2024) · Handles cases fully in Spanish, from first call to final check
Results in these cases
$2,400,000
Truck collision Settled 2025
A 46-year-old school custodian suffered a fractured pelvis and shoulder surgery after a distribution-company truck struck his sedan. The carrier blamed a 'sudden brake failure' — our download of the truck's event-data recorder showed no braking at all.
Settled two weeks before trial.
$1,200,000
Rideshare passenger Settled 2024
A 29-year-old graduate student suffered a herniated disc requiring fusion surgery. Three insurers each pointed at the others — we brought claims against all three layers of coverage.
$890,000
Rear-end collision Settled 2023
Two herniated discs and radiating nerve pain for a 51-year-old MTA employee. The insurer's first offer was $19,000 — 'soft tissue only.' Independent imaging said otherwise.
Final settlement was 46× the first offer.
Prior results do not guarantee a similar outcome; amounts are gross, before fees, expenses and liens. Fictional demo examples.
Common questions
Not before someone values your claim independently. First offers routinely arrive before the full extent of an injury is known — and once you sign a release, the claim is over forever, even if you need surgery a month later. A free case review costs nothing and creates no obligation.
New York follows pure comparative negligence: your recovery is reduced by your share of fault, not eliminated. Even a driver found 60% at fault can recover 40% of their damages. Don't let an adjuster convince you that partial fault means no case.
Often, yes. Your own policy's uninsured/underinsured (UM/SUM) coverage may apply, and in rideshare, delivery, and commercial-vehicle cases there are frequently other policies in play. Finding every layer of coverage is one of the first things we do.
Free case review · Available 24/7
Twenty minutes on the phone, no obligation, and an honest answer about whether you have a case and what it may be worth.