Financing
Pay options that fit your situation
CareCredit + Affirm financing. Membership programs for regular patients. Specific cost discussed transparently in every consultation.
Pay options
Three primary paths
Pay-per-treatment
Standard. Pay at time of treatment. Credit card, HSA/FSA (where applicable), debit, cash. Most patients pay this way for individual treatments.
Treatment package
Bundle multiple treatments at slight discount. Specific pricing per package. 6-month or 12-month commitment. Common for patients planning comprehensive treatment plans.
Aurelia Membership
Annual membership $1,500. Covers 2 free annual skin assessments, 5% off all treatments, priority booking. Specifically valuable for patients doing $5,000+ annually in treatments.
Financing partners
If pay-per-treatment isn't right
CareCredit
Healthcare-focused credit. 6-month + 12-month + 24-month + 36-month plans. 0% promotional terms common (subject to credit approval). Wide acceptance in medical spa industry.
Affirm
Medical-friendly financing through Affirm. Soft credit check. 6-month or 12-month standard plans. Specific promotional rates from Affirm + Aurelia.
Cherry
Healthcare-focused buy-now-pay-later. Soft credit check. 0% promotional terms common for shorter periods. Specific approvals + terms.
Patient-direct financing
For very large treatment plans ($15,000+): some patients arrange direct financing through their bank or credit union. We provide treatment plan documentation as needed.
HSA / FSA accounts
Some treatments qualify as medical expenses (acne care, scar revision, certain lasers). Cosmetic treatments typically don’t qualify. Specific situations: ask in consultation.
Insurance (rare)
Most aesthetic treatments not insurance-covered. Some specific medical procedures (acne care, skin cancer screening) may be covered. We bill insurance when relevant.
Aurelia Membership benefits
Annual program details
$1,500 annual fee
Pay annually upfront. Includes membership benefits + first $500 in treatment credit.
Free skin assessments (2/year)
Comprehensive skin assessment with provider. $200 value each. Specific skincare regimen recommendations + provider relationship building.
5% off all treatments
Discount applied automatically at time of treatment. Stacks with promotional pricing where applicable. Specific savings depending on treatment volume.
Priority booking
Members can book up to 6 weeks in advance vs. standard 4 weeks. Specific provider availability for established members.
Member-only events
Quarterly member events. Educational sessions on new treatments, skincare, aesthetic medicine trends. Specific member networking + learning.
Specific savings analysis
$5,000 in annual treatments at 5% = $250 savings + $400 in skin assessments = $650 in value vs. $1,500 fee. Membership pays back at $5,000+ annual treatment volume.
Treatment packages
When to consider
6-month treatment plan packages
5-15% off vs. à la carte. Specific 4-6 session series at fixed price. Common for fractional laser series or microneedling series.
Comprehensive plan packages — $7,500-15,000
Multi-modality plans for comprehensive aesthetic goals. Pre-wedding, anniversary, milestone occasions. 6-12 month timeline.
Annual aesthetic packages — $4,500-9,000
Year-long maintenance plans. Specific quarterly Botox + monthly injectables + 2 skin treatments + medical-grade skincare. Comprehensive low-decision approach.
Body contouring packages — $4,000-8,000
Multi-area + multi-modality body contouring. Specific 8-12 week treatment series. CoolSculpting + Emsculpt + radiofrequency combined.
How to apply
Three steps
Step 1 — Consultation first
Get specific treatment plan + cost. Free 30-min consultation. Specific cost helps determine right financing path.
Step 2 — Choose financing partner
CareCredit + Affirm + Cherry have different terms + qualifications. Patient-care coordinator can help match financing to your needs.
Step 3 — Apply (typically online)
Online application; soft credit check (no credit-score impact). Approval in 60 seconds typical. Specific promotional terms shown at approval.
Step 4 — Begin treatments
Once approved, financing applies to your treatments. Standard treatment scheduling + execution. Financial coordinator manages billing.
Financing questions
What patients ask
- Yes — common. Pay portion at time of treatment + finance the rest. Specific arrangements with patient-care coordinator.