Financing
Spread it out, without the fine-print surprises.
A whole-house window job is a big number. Here are the three ways our customers pay, what each one really costs, and which one we'd steer a friend away from.
-
Most common
Pay as you go
30% deposit when you order, the balance after the walkthrough. Check, card or bank transfer. No discount games for paying today.
- No credit check
- Balance due only when you're happy
- Card payments carry no extra fee
-
Through a lending partner
Fixed monthly payments
A fixed-rate loan from a third-party lender, 36 to 120 months, subject to credit approval. Same price as paying cash.
- Rate set by your credit, shown before you sign
- No prepayment penalty
- Apply in about 10 minutes
-
Read this one carefully
12 months, no interest if paid in full
A deferred-interest plan. If any balance is left after 12 months, interest is charged back to day one. Good for people who will pay it off; risky for anyone who might not.
- We'll show you the payoff math
- Set up autopay to finish on time
- Not right for everyone, and we'll say so
Example payment
$248/month
- Total of payments
- Interest over the loan
Financing through a third-party lender, subject to credit approval. Examples are not offers. The price of your windows is the same whether you finance or pay cash.
Real numbers
Three examples, interest included.
| Project | Term | APR | Monthly | Total paid |
|---|---|---|---|---|
| $8,000 | 60 mo | 9.99% | $170 | $10,196 |
| $15,000 | 84 mo | 9.99% | $249 | $20,911 |
| $25,000 | 120 mo | 11.99% | $359 | $43,024 |
Fixed-rate examples, rounded to the dollar. Longer terms mean smaller payments and more interest.
"No interest for 12 months," in plain words.
This is a deferred-interest plan. If you pay the full balance within 12 months, you pay no interest. If even a small balance is left on day 366, the interest for the whole year is added back, usually at a high rate.
It works well for people who are waiting on a tax refund, a bonus or a home sale. If you're not sure you'll clear it in time, the fixed monthly loan is the safer choice, and we'll tell you that at the table.
Free, in writing, no pressure
Start with the price, then pick how to pay.
Your written quote comes first. Financing is a separate conversation, with the payment math in front of you and no pressure to decide that day.
Rather talk? (585) 555-0136, weekdays 8 to 5:30.