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Cairn Chiropractic ยท St. Pete

Condition we treat

Auto injury care

Pain after a crash can show up hours or days later. We check you carefully, treat what's safe to treat, write clear notes after every visit, and bill your auto insurance directly.

Driver holding his neck and lower back as he gets out of his car
Typical plan
Varies by injury
How often
Re-checked every 2 weeks, with progress in writing
First visit
Billed to your PIP
Usually sees
Dr. Ingrid Lindqvist

Florida's 14-day rule. Florida's no-fault law asks you to get first medical care within 14 days of a crash to use your PIP benefits. If it's been less than 14 days, book now, even if the pain feels mild. Your insurer can confirm the details of your policy.

Sound familiar?

What people tell us at the first visit

  • Neck pain or stiffness after a crash, even a small one
  • Headaches that started after the accident
  • Back pain, or pain between your shoulder blades
  • Tingling in your arms or hands
  • Pain that showed up a day or two later

What care involves

Four steps, explained as we go

  1. Step 01

    Screen first

    We look for signs you need imaging or a medical doctor before we treat. If you need the ER, we tell you, and we help you get there.

  2. Step 02

    Gentle early care

    Early care after a crash is gentle: mobilization, soft-tissue work, and light movement. Adjustments come later, and only if they suit you.

  3. Step 03

    Clear records

    Detailed notes after every visit, so your insurer has what it needs and you don't get stuck in back-and-forth.

  4. Step 04

    Direct billing

    We bill your PIP coverage directly and tell you up front about any deductible or co-pay.

What to expect

How long it usually takes

Varies by injury

Re-checked every 2 weeks, with progress in writing

Crash injuries are less predictable than everyday back pain. We set short goals, re-test often, and share the results with you.

Dr. Ingrid Lindqvist, with short silver hair, smiling with arms crossed in the clinic

Who you'll see

Dr. Ingrid Lindqvist

21 years in practice

Ingrid rowed in college and has treated athletes, weekend runners, and crash patients ever since. She pairs hands-on care with clear return-to-sport steps, and she writes the most readable visit notes in the building.

Meet the team

When we refer you out

Signs you need a doctor first

We screen for these at every first visit. If one shows up, we stop and help you get the right care, and you only pay for that first visit.

  • Head injury, confusion, vomiting, or passing out: go to the ER
  • Numbness or weakness in your arms or legs
  • Severe neck pain that stops you turning your head
  • Chest or belly pain after the crash

Cost

Prices, up front

Bring your auto insurance card and claim number. Tasha, our coordinator, confirms your PIP coverage before your second visit.

  • Auto injury visits Billed to PIP PIP usually pays 80% of reasonable medical costs up to your limit, after any deductible.
  • The other 20% Depends on your policy MedPay, health insurance, or you. We explain it in writing before your second visit.
  • Attorney narrative report $150 Only on request, and only with your written OK.

Questions

About auto injury care

More questions
Do I need a lawyer to be seen?

No. Many of our auto injury patients never hire one. If you do have an attorney, we send records to them with your written OK.

What should I bring?

Your auto insurance card, your claim number, the adjuster's name and phone, and the crash report number if you have it. Missing something? Come anyway. Tasha will help you track it down.

Will it cost me anything?

That depends on your policy. PIP typically covers 80% of reasonable medical costs up to your limit, after any deductible. We check your coverage and tell you in writing before your second visit.

Hurt in a crash? Get seen this week.

Book now and bring your claim number if you have it. Tasha handles the PIP paperwork, and your first visit is billed to your auto insurer.

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