Pay outright
Best price · 25% deposit · balance on completion
Most common path. 25% deposit on signed proposal · balance on substantial completion. No financing fees · simplest path.
FINANCING · 4 PATHSNO PRESSURE · MOST PAY OUTRIGHT
Four
financing paths.
Pay outright (most common · 25% / 75%) · 0% same-as-cash for 18 months · 5 — 10 yr fixed-rate loans · insurance-claim work with adjuster supplementation. We don't push financing; we explain the options and let you choose.
IR PATHSSCOPE 4 PATHS · DETAIL
0% APR · 18 months
Through GreenSky · same as cash
Approved through GreenSky financing partner. Same-as-cash for 18 months. Subject to credit approval (typically same-day decision). Useful for $10K — $40K projects.
Fixed-rate loan · 5 — 10 yr
5.99% — 9.99% APR · GreenSky / Service Finance
5 — 10 yr terms · fixed monthly. 5.99 — 9.99% APR depending on credit. Predictable payments for larger projects ($30K+).
Insurance work · supplements
Storm/hail/wind insurance claims · we work with adjusters on site, supplement claims if scope exceeds tender. Most claims pay 100% minus deductible.
